How it
Works

Simple Loan Application Process
Step 1
Consider if a Cash Advance payable for up to 40 days or an Instalment loan repayable for 3, 6, or 12 months is right for you ?
Step 2
Complete our Online Application form to submit information.
Step 3
Kabayan Finance staff will perform an assessment of your application.
Step 4
A loan of between £100 and £1,000 may be offered depending on your circumstances.
Step 5
You will receive your money within 2 hours of final approval of your loan application via Faster Payment Service for a £5 fee.
Please note: A short-term loan is not suitable for long-term borrowing requirements. You should not consider a loan for more than what you can comfortably afford to repay on the due date. We will not lend to you if we consider that you will not be able to repay the loan or if it is unsuitable for your needs. Borrowing money is a serious matter and you should take the time to consider carefully before entering into a loan commitment. Defaulting on your loan could have serious consequences for you.
Loans between
£100 and £1000*
available within 2 hours**
of final approval
*upon approval
** With faster payment service, your funds will be sent
to your bank account within two hours of final approval
of your loan application for £5 fee.


Representative Example Amount of credit £500. Total Amount Repayable of £750 by 6 monthly payments of £125 commencing 1 month from the date of the agreement. Duration of Agreement is 6 months. Annual Interest Rate is 100% flat (fixed). Representative 332.4% APR.

Compare high cost short term loans at www.choosewisely.co.uk

* The rate of interest applied to calculate the interest payable on this loan is 50% on the amount borrowed which equates to 100% per annum.



Representative Example Amount of credit £300. Faster Payment Fee £5. Total Amount Repayable of £365 by 1 payment of £5 (fee) on signing and a final payment of £360 on the 29th day. Duration of Agreement is 29 days. Annual Interest Rate is 240% flat (fixed). Representative 1080.30% APR.

Compare high cost short term loans at www.choosewisely.co.uk

* The rate of interest applied to calculate the interest payable on this loan is 20% on the amount borrowed which equates to 240% per annum
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
 
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