Do I
Qualify?

What are the initial requirements to be considered for a
Kabayan Finance Loan?
  • Be at least 21 years old.
  • You need to be in full time employment.
  • Have a bank account which has issued you with a valid debit card - bank account to deposit the funds and debit card to repay your loan.
  • Have a net take home salary of £1,000 per month paid directly into your bank account.
  • Be a UK resident.
We will give you a decision as soon as you have filled in a short online application form and our staff have performed an affordability assessment although we may need to request further documents. You should not take out a loan for a higher amount than you can comfortably afford to repay and a payday loan is not suitable for longer term borrowing requirements.Borrowing money is a serious matter and you should take the time to consider carefully before applying for a loan.
Loans between
£100 and £1000*
available within 2 hours**
of final approval
*upon approval
** With faster payment service, your funds will be sent
to your bank account within two hours of final approval
of your loan application for £5 fee.


Representative Example Amount of credit £500. Total Amount Repayable of £750 by 6 monthly payments of £125 commencing 1 month from the date of the agreement. Duration of Agreement is 6 months. Annual Interest Rate is 100% flat (fixed). Representative 332.4% APR.

Compare high cost short term loans at www.choosewisely.co.uk

* The rate of interest applied to calculate the interest payable on this loan is 50% on the amount borrowed which equates to 100% per annum.



Representative Example Amount of credit £300. Faster Payment Fee £5. Total Amount Repayable of £365 by 1 payment of £5 (fee) on signing and a final payment of £360 on the 29th day. Duration of Agreement is 29 days. Annual Interest Rate is 240% flat (fixed). Representative 1080.30% APR.

Compare high cost short term loans at www.choosewisely.co.uk

* The rate of interest applied to calculate the interest payable on this loan is 20% on the amount borrowed which equates to 240% per annum
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
 
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