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Frequently Asked Questions
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Is a Kabayan Finance loan right for me?
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Payday loans can ease the cash requirements for emergency reasons. You may use this
as:
• Immediate ‘padala’ to family back to the Philippines before your pay date.
• Payment of unexpected medical or emergency bills without the need to use
overdraft facilities possibly incurring bank charges.
• Payment of unexpected expenses such as change of car tyres, travel expenses
or summer vacation, organising a party or purchase a gift for your loved ones with
cash till payday.
• Existing Kabayan Finance customers log-in – to re-apply for express
payday loan or pay the outstanding amount online. You can simply log in by giving
your security password and you may re-apply or repay the outstanding lowest interest
payday loan directly.
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How soon can I get the funds?
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• We aim to make a quick loan decision and deposit the funds into your bank
account the same day as the loan is approved. Kabayan is able to use the Banking
Faster Payment Service which credits funds into your account within 2 hours – please
note that a £5 fee is applicable for this service and that not all banks will accept
faster payments. If funds are transferred via BACS it could take up to 2 working
days to receive your funds and no fee is charged for this service.
• You will receive notification by email and SMS to confirm funds have been
sent to your account.
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